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As you explore the world of home buying and financing, you may have come across the term "mortgage points." If you're wondering what they are and how they work to lower your mortgage payment, this article is for you. So let's dive into the details. How Do Mortgage Points Work? Mortgage points are upfront payments made at closing in exchange for a reduced...

You need to consider and prioritize many factors when deciding on a place to relocate. Your home location will significantly impact your commute time and the quality of life for you and your loved ones. Some things you must consider are more apparent than others, and some come with a trade-off. We're here to lend a hand if you’ve been wondering which place to ...

Does your house need curb appeal? Making your home’s exterior more attractive is a wonderful and fast way to add value to it, but it also makes it more welcoming, stylish, and personalized. So whether you’re thinking about selling your home in the near future or just want to spruce things up for yourself, check out these simple curb appeal improvements to instantly...

If you plan on buying a new house, you should thoroughly research the property that meets your needs. But you shouldn’t only be diligent about the house-hunting part during your research. You would also like to know more about the neighborhood you’re about to relocate to. If you’re confused about what you should look for in a community, here are ten things to consider...

Not all loan products are the same, nor are borrower situations. For first-time homebuyers, you’ll most likely hear about the most popular 30-year fixed-rate conventional loan, and there’s no arguing that it's a great loan product for most buyers but not in all circumstances. However, other mortgage options could be better, depending on your financial circumstances...

If you are facing a financial or health-related problem or simply going through a new phase in life, you may be thinking about sharing a home with close family or extended family members. Many people have decided that living in a multigenerational home answers their problems. The number of American adults who have lived in a multigenerational home has more than doubled...

One of the many advantages of owning a house is seeing an increase in your property’s value when the real estate market is in your favor. You can boost your profit once you put your home up for sale, and you’ll also have an appreciating asset that grants you the ability to leverage equity as needed. If you have equity and don’t know how to take advantage of it, ...

Whether purchasing your first house or refinancing your existing mortgage, you might have considered working with a mortgage professional. A mortgage professional, such as a loan officer or broker, can help you save time and money, offer sound advice when dealing with tough situations, and help guide you through the whole borrowing process. Home buyers who have worked...

Getting mortgage pre-approval is one of the first steps toward buying your dream home. Pre-approval boosts the likelihood that the seller will accept your offer and gives you a detailed quote for your homebuying budget. But homebuyers often hesitate because they think that pre-approval hurts their credit score. Will it? The truth is that it will temporarily...

If you're thinking about buying a home, investing in real estate, or getting a home equity loan, you're probably keeping a close eye on the news headlines. After all, it's essential to know what's going on with home prices, interest rates, mortgage regulation updates, housing supply, and more. But as accessible as new is, knowing what's accurate or relevant isn't...